Understanding the End to End Process
Buying a home involves several stages. Everyone's situation will vary but below is a list of common steps during a residential transaction.
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Obtain mortgage or loan pre-qualification/approval. **Make sure you let your mortgage broker that you want to use Sandpiper Title & Settlements, LLC for your title insurance/settlement needs.
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Meet with your real estate agent and determine your needs and wants based on budget.
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Select your new home and discuss an offer with your agent.
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Prepare the "earnest money" deposit (typically 1-3% of purchase price).
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Seller accepts your offer.
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Request a Home Inspection by a qualified inspector.
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Buyers lender orders title work/commitment.
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Mortgage/loan process continues.
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Sandpiper Title & Settlements, LLC orders title search on the property and receives approval from lender. Based on closing date set in Sales Contract, Sandpiper Title coordinates settlement with all parties.
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Buyer obtains Homeowner's Insurance and shares policy information with both Lender and Title Co.
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Prepare for closing. Be sure to bring the following things to your appointment:​
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Services
Mobile Services
A licensed settlement agent or notary will meet according to your schedule for a smooth and convenient closing
Remote Online Notarizations (RON)
We've partnered with Pavasso to provide secure remote closings
In-office
Agents are available to meet at your agent's office, lenders office or one of our off-site executive building.