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Understanding the End to End Process

Buying a home involves several stages. Everyone's situation will vary but below is a list of common steps during a residential transaction.

  1. Obtain mortgage or loan pre-qualification/approval.  **Make sure you let your mortgage broker that you want to use Sandpiper Title & Settlements, LLC for your title insurance/settlement needs.

  2. Meet with your real estate agent and determine your needs and wants based on budget.

  3.  Select your new home and discuss an offer with your agent.

  4. Prepare the "earnest money" deposit (typically 1-3% of purchase price).

  5. Seller accepts your offer.

  6. Request a Home Inspection by a qualified inspector.

  7. Buyers lender orders title work/commitment.

  8. Mortgage/loan process continues.

  9. Sandpiper Title & Settlements, LLC orders title search on the property and receives approval from lender. Based on closing date set in Sales Contract, Sandpiper Title coordinates settlement with all parties.

  10. Buyer obtains Homeowner's Insurance and shares policy information with both Lender and Title Co.

  11. Prepare for closing. Be sure to bring the following things to your appointment:


Mobile Services

A licensed settlement agent or notary will meet according to your schedule for a smooth and convenient closing

Remote Online Notarizations (RON)

We've partnered with Pavasso to provide secure remote closings


Agents are available to meet at your agent's office, lenders office or one of our off-site executive building. 

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