FREQUENTLY ASKED QUESTIONS

WHAT IS TITLE INSURANCE?

Title insurance is a way to protect yourself from financial loss and related legal expenses in the event there is a defect in title to your property that is covered by the policy. Title insurance is purchased by homeowner's during the purchase or refinance of a commercial or residential property.

DO I NEED TO PURCHASE TITLE INSURANCE?

Absolutely! An Owner's Policy gives you the peace of mind that your title company will stand behind you in case there is a title defect after your purchase your property.

Some common examples of risks covered by your Owner’s Policy include defects in title caused by:
+ Forgeries and fraud
+ Unpaid taxes and other assessments
+ Unpaid judgments or liens
+ Unreleased mortgages
+ Mistakes in previous recorded documents

The one-time premium that you’ll pay for a title insurance policy varies by state, but generally is related to the value of your property. Click the Rate Calculator button below to get an estimated policy cost.